Get a competitive advantage with a NetRate commercial lines rating solution.

A full-featured rating solution to increase your efficiency and shorten your time to market.

We understand that as Program Administrators, MGAs, and Insurance Carriers, you require a flexible rating solution to address the unique products you offer while also increasing the efficiency of your business processes. You need a rating solution that can be accurately configured and customized to incorporate your unique classes, coverage features, and requirements while providing the ability to go to market quickly with new or modified products. That’s why we designed our flagship NetRate Commercial Lines Rating System: to deliver powerful, high-performance rating engines coupled with easy to use, intuitive interfaces that minimize duplicate data entry.

ISO®-based Commercial Lines Rating Solution

As part of the Verisk/ISO® Strategic Alliance program, we deliver and maintain an ISO®-based rating solution out of the box. Both the rating engines and user interfaces incorporate the latest ISO® advisory loss costs and rules, with the flexibility of selecting the version required by your filing. We offer all of the major commercial lines nationwide. Commercial Auto, General Liability, Property, Inland Marine, and Crime – we have you covered!

Nationwide Workers’ Compensation Rating

Out of the box, we deliver and maintain a nationwide NCCI and bureau-based workers’ compensation solution. NetRate supports the 36 NCCI states, plus DC, as well as the 11 bureau states to provide you with all you need to rate and issue workers’ compensation policies.
Workers Comp
policy documents

Custom Commercial Lines Rating

Leveraging our existing infrastructure, our experienced development team can rapidly develop and deploy a custom line of business to meet the requirements of your specific insurance niche. We have successfully deployed custom lines such as Excess Liability, Umbrella, Farm Owners, and Professional Liability.

If your business requirements include processing of non-standard, non-bureau, company-specific, or proprietary lines of commercial insurance, our experienced team of service professionals can leverage our existing cloud based infrastructure to deploy proprietary rates and rules via our NetRate Commercial Lines Rating System. The NetRate team leverages its insurance and IT expertise to deliver customized systems, guaranteed to ensure that your system is configured to the unique requirements of the insurance programs that you offer. We can deliver a solution that combines both custom lines of business and ISO®-based lines of business in one user friendly experience.


Cloud-Based Solution

Easily deploy a NetRate solution in the cloud. Eliminate the need for hardware infrastructure or internal IT staff. Let us worry about hardware, uptime, security, and maintenance windows so you can focus on writing new business.

Cloud-Based Solution
Policy Life Cycle Built-in

Policy Life Cycle Built-in

Writing new business is just the beginning of your customer relationship journey. A NetRate solution allows you to service the customer from new business to renewal and everything in between.

All of our NetRate solutions are developed with the policy life cycle in mind so that they are ready to handle your new business underwrite, rate, quote, and issue process, and follow along for the rest of the customer journey as well. With policy life cycle processing built in, you are always just a few clicks away from providing your customers with transactions such as policy endorsement, audit, cancellation, reinstate, and renewal quotes and policy documents.

So what does this mean for you? Your customer calls and needs a quote for adding a vehicle to a policy. With as few as five clicks you can provide a price quote over the phone.

Business rules can be attached to specific transaction types. When you need to generate policy documents for an endorsed policy and require only a subset of the original policy forms, the business rules will only generate the subset required for the endorsement transaction.


Gone are the days of having to re-enter data from one system to another. With NetRate you can easily integrate your third-party applications, such as a policy administration system, with our rating solution. In addition, take advantage of our existing integrations with data sources, such as VIN decoding services and property protection classes.


Data Imports

Lots of locations? Huge vehicle fleets? Don’t do any duplicate entry. Import the data to NetRate.

We understand that every minute spent entering data that already exists electronically is a minute not spent underwriting it and selling it. We can import data from spreadsheets, .PDF documents, third-party web services and more. This makes it easy for you to import items such as location schedules or spreadsheets of large vehicle fleets.

Generate Documents & Reports

From rate sheets that document the rating process to custom quote letters to full policy issuance, we have document-generation solutions to meet your requirements. Need reports? Any data input or generated during the rating process can be incorporated in a report. Bordereau, carrier feeds, statistical coding, and many more can easily be generated in your specific formats.

Generate Documents & Reports