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ACCESS onLine Commercial Lines
In the highly competitive Commercial Property
& Casualty insurance industry, companies
and agents must be able to answer customer
requests for premium quotes using the most
accurate, real-time, and up-to-date rating
information. With the NetRate
ACCESS onLine Rating and Application Service, agents have
instantaneous access to real-time rating information
for efficient quoting of company specific
rates.
The
NetRate ACCESS onLine Rating and Application service allows an end user
using Microsoft Windows or a Web browser
direct access via
the NetRate service to company
specific rating and application programs.
Authorized users can input risk specific
information and receive a real-time, company
specific, up-to-date, accurate premium quote.
The quote can then be integrated with ACORD
applications and/or company specific applications
for completion and submission to the company’s
policy processing systems.
Lines Of Business:
Commercial
Package:
includes:
ISO
Commercial Lines Specifications
General Features:
Classification Table
- provides Class Codes for Fire, Liability
and Crime
- provides Premium Base, ILF table for Liability
Territory look-up based on Zip Code, City
and/or County
Multi state rating
Multiple rate editions supported
Update via the Internet
| Fire
and Allied Lines |
RATING
BASIS
Class Rated
Specific Rated
Special Rated
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CAUSES
OF LOSS
Basic Form
Broad Form
Special Form
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CONSTRUCTION
TYPES
Frame
Joisted Masonry
Non-Combustible
Masonry Non-Combustible
Fire Resistive
Modified Fire Resistive
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GROUP
II SYMBOLS
AA
A
AB
B
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RATING
FEATURES AVAILABLE
Agreed Value
Blanket Rating
Builders Risk
Business Income
Coinsurance
Deductible
Earthquake
Extra Expense
Glass Coverage
Inflation Guard
Theft Coverage
Replacement Cost
Windstorm or Hail Deductible |
EXCLUSIONS
AVAILABLE
Sprinkler Leakage
Theft
Vandelism
Windstorm or Hail |
|
- Premises/Operations
- Products/Completed Ops
- Stop Gap
- Theft, Disappearance and Destruction
- Robbery and Safe Burglary
- Property Other Than Money and Securities
- Premises Burglary
- Computer Fraud
- Extortion
- Premises Theft and Robbery Outside the Premises--Property
Other Than Money and Securities
- Lessees of Safe Deposit Boxes
- Securities Deposited With Others
- Liability for Guests Property - Safe Deposit
Box
- Liability for Guests Property - Premises
- Robbery and Safe Burglary - Money and Securities
- Various
VEHICLE TYPES
AVAILABLE
Private Passenger
Trucks
Size - Light, Medium, Heavy
Business Use - Service, Retail, Commercial
Truck-Tractors
Trailers
SemiTrailers
Trailers
Service or Utility Trailers
Public Auto
Taxicab
Limousine
School Bus Owned by Political Subdivision
or School District
Other School Bus
Church Bus
Urban Bus
Airport Bus or Airport Limousine
Inter-City Bus
Charter Bus
Sightseeing Bus
Transportation of Athletes and Entertainers
Social Service Auto Employee-Operated
Social Service Auto All Other
Bus Not Otherwise Classified
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COVERAGES
AVAILABLE
Single Limit
Uninsured Motorist
Underinsured Motorist
Medical Payments
PIP
Specified Causes of Loss
Comprehensive
Collision
Rental
Towing
Sound/Audio
Tapes
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ADDITIONAL
FEATURES
Fleet
Drive Other Car
Hired Autos
Non-Ownership Liability
Zone Rating
Auto Dealers
Garage Keepers
Trailer Exchange
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